Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Retirement & Estate Advisors, Inc. Fort Collins, CO 80525 Financial, Estate and Retirement Planning
4703-B Boardwalk Drive Suite 1 • Fort Collins, CO • 80525
Phone: 970-223-0907 • Fax: 970-223-2615
• jvf@reagroup.us

 

LICENSING: We have individuals licensed to sell insurance in the following states: Colorado, Arizona, California, Florida, Idaho, Illinois, Iowa, Montana, Nebraska, New Mexico, New York, Ohio, Oregon, Washington, and Wyoming.

We have individuals licensed to sell securities in: Colorado, Arizona, California, Florida, Idaho, Illinois, Iowa, Montana, Nebraska, New Mexico, New York, Ohio, Oregon, Washington, and Wyoming.

Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, Ohio 45242, 513-794-6794.

Investment Advisory Services offered through the REA Capital Management, LLC. REA Capital Management and The O.N. Equity Sales Company are not affiliated.

 

Please see important disclosure information regarding REA Capital Management LLC in the About Us box on this page.