Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     


1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Retirement & Estate Advisors, Inc. Fort Collins, CO 80525 Financial, Estate and Retirement Planning
4703-B Boardwalk Drive Suite 1 Fort Collins, CO 80525
Phone: 970-223-0907 Fax: 970-223-2615
jvf@reagroup.us

 

LICENSING: We have individuals licensed to sell insurance in the following states: Colorado, Arizona, California, Florida, Idaho, Illinois, Iowa, Montana, Nebraska, New Mexico, New York, Ohio, Oregon, Washington, and Wyoming.

We have individuals licensed to sell securities in: Colorado, Arizona, California, Florida, Idaho, Illinois, Iowa, Montana, Nebraska, New Mexico, New York, Ohio, Oregon, Washington, and Wyoming.

Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, Ohio 45242, 513-794-6794.

Investment Advisory Services offered through the REA Capital Management, LLC. REA Capital Management and The O.N. Equity Sales Company are not affiliated.

 

Please see important disclosure information regarding REA Capital Management LLC in the About Us box on this page.