Newsletters

March

• Key Retirement and Tax Numbers for 2023

  Find out about cost-of-living adjustments that affect retirement plan contribution limits and other deductions and threshold amounts.

• Double Up with a Spousal IRA

  Do you know how to fund an IRA for a nonworking spouse? These IRS rules can help couples build retirement savings based on joint income.

• When Should Young Adults Start Investing for Retirement?

  Now is the best time to start retirement investing for two key reasons: compounding and tax management. Read this article to learn more.

• The Inflation Experience is Painful – and Personal

  This article discusses consumer price index categories, how they’re weighted, and the top drivers of inflation over the past year.

February

• HOT TOPIC: SECURE 2.0 Aims to Brighten the Future for Retirement Savers

  This article provides an overview of upcoming changes that could affect workplace retirement plan participants and IRA owners due to legislation passed by Congress at the end of 2022.

• Balancing Stocks and Bonds in One Fund

  Discover what to look for in a balanced mutual fund and learn how this type of fund might be used in a portfolio.

• Fixed for Life: What Can an Annuity Do for You?

  Do you know the difference between immediate and deferred annuities and options for annuitization? Read this article to find out.

• Three Ways to Help Simplify Your Finances

  Over time, finances can become complicated. Here are three ideas that might make them simpler and less stressful.

January

• A 529 Plan Can Help Jump Start Your College Fund

  Do you know how a 529 savings plan can be instrumental in building a college fund? Read this article to find out.

• Tips for Safe Online Shopping

  This article offers ideas that could help online shoppers protect themselves from cyber criminals and scams.

• Taking Control of Your Retirement Savings

  Leaving a job? Discover four options that are often available for managing funds in an employer-sponsored retirement plan.

• Naming a Trusted Contact

  It may be wise to designate a trusted contact when opening or updating an account at a brokerage or other financial firm. Learn why.

December

• HOT TOPIC: ‘Tis the Season for Tax-Friendly Giving Strategies

  Donating to charity can make a difference at any time of the year. But taking a strategic approach, possibly as part of your year-end tax planning, could offer tax benefits and potentially increase your ability to give. This article provides an overview of various tax-advantaged giving strategies.

• IRA Distributions Can Benefit Your Favorite Cause … and Your Tax Bill

  IRA owners who are 70½ or older can give to charity without itemizing and still get a tax break. Find out how.

November

• HOT TOPIC: What Does a Strong Dollar Mean for the U.S. Economy?

  This article looks at why the dollar is surging and how the strong dollar may affect U.S. consumers, businesses, and the broader economy.

• Retirement Savings in a Volatile Market

  Emotional reactions can be an enemy of sound investing. This article offers perspective and strategies that may help investors stay the course.

October

• Passive, Active, or Both?

  Index funds or traditional actively managed funds: Which approach, or both, is most effective?

• Building Financial Resilience

  Steps to be better positioned for turbulent events such as inflation, roller-coaster markets, and global events — and hopefully emerge even stronger.

September

• HOT TOPIC: Unpacking the Inflation Reduction Act: What’s in It?

  This article provides an overview of provisions that could affect consumers and businesses, including clean energy tax credits, Medicare changes, and new corporate taxes.

• Dividends for Income and Total Returns

  Dividend investing can be a dependable source of income for retirees and others. This article provides an overview.

• How Life Insurance Could Help Mitigate Taxes in Retirement

  A permanent life policy can be used to help supplement retirement income, pay for long-term care services, or leave a tax-free legacy.

• Diversifying Your Portfolio with International Flair

  Do you know the benefits and risks of investing in foreign markets using international mutual funds or ETFs? Find out in this article.

August

• HOT TOPIC: Is the U.S. Economy in a Recession?

  This article looks at how a recession is officially determined and some current indicators that suggest strength or weakness in the U.S. economy.

• Inflation Protection for Investment Dollars

  Did you know that Treasury Inflation-Protected Securities (TIPS) can help hedge a bond portfolio against inflation? This article explains how.

• Life Insurance Living Benefits

  In addition to the death benefit, life insurance policies can provide other benefits while the policyholder is still alive. Find out more.

July

• Adjusting Your Tax Withholding

  Consider adjustments to income tax withholding after viewing the prior year’s tax results. See which situations might require special attention.

May

• Working While Receiving Social Security Benefits

  Do you understand how working in retirement can affect your Social Security benefits? Read this article to find out.